Make Your Dream of Owning a Home a Reality with California's Top Rated Mortgage Broker
Make Your Dream of Owning a Home a Reality with California's Top Rated Mortgage Broker
Make Your Dream of Owning a Home a Reality with California's Top Rated Mortgage Broker
HOME LOANS MADE EASY
HOME LOANS MADE EASY
HOME LOANS MADE EASY
Experience a hassle-free mortgage process with online lender convenience, competitive rates, and the dedicated support of our expert mortgage brokers.
Experience a hassle-free mortgage process with online lender convenience, competitive rates, and the dedicated support of our expert mortgage brokers.
Experience a hassle-free mortgage process with online lender convenience, competitive rates, and the dedicated support of our expert mortgage brokers.
Take advantage of our competitive rates today for
buying or refinancing your home.
Purchase With Confidence
Verified approvals
24-72 hrs.
Stronger offers
Owner Occupied, Second, or Investment homes
See Loan Options
Get Cash Out
Home Improvements
or
Save by paying down high interest debt
See Loan Options
Lower Monthly Payment
Lower Interest Rate and Payment
See Loan OptionsReverse Mortgage
Ages 62 and older borrow against their home’s equity for tax-free payments
See Loan OptionsTake advantage of our competitive rates today for buying or refinancing your home.
Purchase With Confidence
Verified approvals
24-72 hrs.
Stronger offers
Owner Occupied, Second, or Investment homes
See Loan Options
Get Cash Out
Home Improvements
or
Save by paying down high interest debt
See Loan Options
Lower Monthly Payment
Lower Interest Rate and Payment
See Loan OptionsShorten Your Loan Term
Ages 62 and older borrow against their home’s equity for tax-free payments
See Loan OptionsTake advantage of our competitive rates today for buying or refinancing your home.
Purchase With Confidence
Verified approvals
24-72 hrs.
Stronger offers
Owner Occupied, Second, or Investment homes
See Loan Options
Get Cash Out
Home Improvements
or
Save by paying down high interest debt
See Loan Options
Lower Monthly Payment
Lower Interest Rate
and Payment
See Loan Options
Shorten Your Loan Term
Ages 62 and older borrow against their home’s equity for tax-free payments
See Loan OptionsDon’t take our word for it!
At Bay Equity we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
Fernando is an excellent mortgage broker! He helped my wife and I understand the entire loan process during the search for our first home. He guided us every step of the way and he was always available to answer all of our questions and address our concerns. His knowledge, attention... to detail, and great customer service made us very grateful to have worked with him. It was evident that he always had our best interest at heart. We highly recommend him to anyone looking for a loan officer. We look forward to working with him again in the future!read more
I am beyond pleased for the work, time and dedication Fernando gave us during our home buying process. He was always professional, attentive, he went the extra mile to get us financing and he was one of the most diligent communicative professionals we’ve worked with. His knowledge... made the process faster and smoother, his is a delight to work with. We were very thankful to have him in our corner. I highly recommend him. Thank you, Fernando.read more
We couldn’t have chosen a better lender, we had a 5 star service with Fernando! He was extremely helpful throughout the entire process of buying our house. He explained everything in detail and answered any questions we had. He also took the time to make sure he explained every... option available out there for us and was very patient and helpful. We appreciate how Fernando makes himself available for any questions or concerned you may have. He is great at what he does, I would definitely recommend him to family and friends.read more
This is our second time working with Fernando, and once again we had the best loan process experience. Fernando goes above and beyond to make the process as smooth as possible by making himself available to answer any of your questions and concerns before, during and after the whole... process. Not only does Fernando treat you with kindness and respect but he treats you like family. I have recommended Fernando to friends and family and will continue to do so. Thank you for everything Fernando!read more
Fernando Vicente is such an amazing person. He is very knowledgeable, patient and kind. He helped me every step of the way with a positive attitude. Whenever I had doubts about something he would patiently explain it to me over again. I am very grateful for all the support I received... from him. Thank you!read more
Don’t take our word for it!
At Bay Equity we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
Fernando is an excellent mortgage broker! He helped my wife and I understand the entire loan process during the search for our first home. He guided us every step of the way and he was always available to answer all of our questions and address our concerns. His knowledge, attention... to detail, and great customer service made us very grateful to have worked with him. It was evident that he always had our best interest at heart. We highly recommend him to anyone looking for a loan officer. We look forward to working with him again in the future!read more
I am beyond pleased for the work, time and dedication Fernando gave us during our home buying process. He was always professional, attentive, he went the extra mile to get us financing and he was one of the most diligent communicative professionals we’ve worked with. His knowledge... made the process faster and smoother, his is a delight to work with. We were very thankful to have him in our corner. I highly recommend him. Thank you, Fernando.read more
We couldn’t have chosen a better lender, we had a 5 star service with Fernando! He was extremely helpful throughout the entire process of buying our house. He explained everything in detail and answered any questions we had. He also took the time to make sure he explained every... option available out there for us and was very patient and helpful. We appreciate how Fernando makes himself available for any questions or concerned you may have. He is great at what he does, I would definitely recommend him to family and friends.read more
This is our second time working with Fernando, and once again we had the best loan process experience. Fernando goes above and beyond to make the process as smooth as possible by making himself available to answer any of your questions and concerns before, during and after the whole... process. Not only does Fernando treat you with kindness and respect but he treats you like family. I have recommended Fernando to friends and family and will continue to do so. Thank you for everything Fernando!read more
Fernando Vicente is such an amazing person. He is very knowledgeable, patient and kind. He helped me every step of the way with a positive attitude. Whenever I had doubts about something he would patiently explain it to me over again. I am very grateful for all the support I received... from him. Thank you!read more
Don’t take our word for it!
At Bay Equity we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
Fernando is an excellent mortgage broker! He helped my wife and I understand the entire loan process during the search for our first home. He guided us every step of the way and he was always available to answer all of our questions and address our concerns. His knowledge, attention... to detail, and great customer service made us very grateful to have worked with him. It was evident that he always had our best interest at heart. We highly recommend him to anyone looking for a loan officer. We look forward to working with him again in the future!read more
I am beyond pleased for the work, time and dedication Fernando gave us during our home buying process. He was always professional, attentive, he went the extra mile to get us financing and he was one of the most diligent communicative professionals we’ve worked with. His knowledge... made the process faster and smoother, his is a delight to work with. We were very thankful to have him in our corner. I highly recommend him. Thank you, Fernando.read more
We couldn’t have chosen a better lender, we had a 5 star service with Fernando! He was extremely helpful throughout the entire process of buying our house. He explained everything in detail and answered any questions we had. He also took the time to make sure he explained every... option available out there for us and was very patient and helpful. We appreciate how Fernando makes himself available for any questions or concerned you may have. He is great at what he does, I would definitely recommend him to family and friends.read more
This is our second time working with Fernando, and once again we had the best loan process experience. Fernando goes above and beyond to make the process as smooth as possible by making himself available to answer any of your questions and concerns before, during and after the whole... process. Not only does Fernando treat you with kindness and respect but he treats you like family. I have recommended Fernando to friends and family and will continue to do so. Thank you for everything Fernando!read more
Fernando Vicente is such an amazing person. He is very knowledgeable, patient and kind. He helped me every step of the way with a positive attitude. Whenever I had doubts about something he would patiently explain it to me over again. I am very grateful for all the support I received... from him. Thank you!read more
We're Here Because We Do it Better
Check out our plan for getting you a low rate and making the process convenient and hassle-free
Step 1:
Fill out our 2-minute discovery mortgage prequalification form
You can complete our secure application process from any computer or even right from your smartphone.
Step 2:
We will research and match you with the best mortgage program
We will go over your different mortgage options and then match you with the right lender for low rates and a hassle-free process.
Step 3:
We will get in touch with you to finalize your application, documents, and get you quickly to the closing table.
We will get your loan closed quickly, helping you buy your dream home or maybe save money on a refinance.
We're Here Because We Do it Better
Check out our plan for getting you a low rate and making the process convenient and hassle-free
Step 1:
Fill out our 2-minute discovery mortgage prequalification form
You can complete our secure application process from any computer or even right from your smartphone.
Step 2:
We will research and match you with the best mortgage program
We will go over your different mortgage options and then match you with the right lender for low rates and a hassle-free process.
Step 3:
We will get in touch with you to finalize your application, documents, and get you quickly to the closing table.
We will get your loan closed quickly, helping you buy your dream home or maybe save money on a refinance.
We're Here Because We Do it Better
Check out our plan for getting you a low rate and making the process convenient and hassle-free
Step 1:
Fill out our 2-minute discovery mortgage prequalification form
You can complete our secure application process from any computer or even right from your smartphone.
Step 2:
We will research and match you with the best mortgage program
We will go over your different mortgage options and then match you with the right lender for low rates and a hassle-free process.
Step 3:
We will get in touch with you to finalize your application, documents, and get you quickly to the closing table.
We will get your loan closed quickly, helping you buy your dream home or maybe save money on a refinance.
