Stress-free, low rate mortgages for buying or refinancing your home

Terms of Use

TERMS & USE

Please carefully read this agreement (“Agreement”) before accessing or using this Internet Website (“Website”). When you access or use the Website, you are agreeing to be bounded by this Agreement, including the liability disclaimers contained below. If you do not agree to the terms contained herein, do not use this Website or download any information from it. Materials on this Website may be accessed, downloaded and printed only for personal and non-commercial use. By using this Website, you agree that you will not use any materials or information found on this Website for any purpose that is unlawful or prohibited by this Agreement, including, but not limited to, the use of this Website from locations outside of the United States of America or if you are under 18 years of age. Your permission to use the Website is automatically terminated if you violate any of the terms contained in this Agreement.​
 

COPYRIGHT AND TRADEMARK RIGHTS

The contents of www.bayequitylending.com are owned and copyrighted by Bay Equity Lending, Inc. (“BayEQL”) and are protected by the laws of the United States, its treaty countries, and other jurisdictions. All rights are reserved, and no reproduction, distribution, or transmission of the copyrighted materials at this Website is permitted without the written permission of Bay Equity Lending, Inc. (“BayEQL”). All trademarks, logos, and service marks are the property of Bay Equity Lending. Inc. (“BayEQL”)
 

CONSENT

You hereby understand and agree that by using this Website, you automatically and without any further action have established a business relationship between you and BAY EQUITY LENDING, INC. (“BayEQL”). As a result, you agree to allow BAY EQUITY LENDING, INC. (“BayEQL”) staff to contact you about its business via telephone, e-mail and/or standard mail using the contact information you have provided. You hereby consent to such contact even if your phone number is on any Do Not Call list.

PERSONAL INFORMATION

Where this site specifically asks for your personal information (for example to respond to requests for information or to register users for particular service, account registration, or application portal access), your personal information will only be collected by staff of BAY EQUITY LENDING, INC. (“BayEQL”) who have responsibility for responding to such requests or administrating such registrations. Personal information collected on this web site will only be used for the purposes stated at the time of collection. Your personal information will not be forwarded to any third party or third parties’ mailing list or used for any other purpose.

WHAT PERSONAL INFORMATION IS BEING COLLECTED

Unless this web site asks for specific personal information in order to respond to requests for information or to register users for particular service, account registration, or application portal access, only the following information will be collected when you use this site: · your server address; · the date and time of your visit to the site; · the pages you accessed and the documents downloaded; · the previous site you visited; and · the type of browser you are using. This information is collected for statistical purposes and to enable us to improve the navigation functions of our web site.
 

COOKIES

Cookies can be either “persistent” or “session” based. Persistent cookies are stored on your computer, contain an expiration date, and may be used to track your browsing behavior upon return to the issuing web site. Session cookies are short-lived, are used only during a browsing session, and expire when you quit your browser. Upon closing your browser the session cookie set by this web site is destroyed and no personal information is maintained which might identify you should you visit our web site at a later date. Access to personal information collected on this site (if any) unless required by law to do so, BAY EQUITY LENDING, INC. (“BayEQL”) will only disclose personal information collected on this site to a third party if consent has been provided.

SECURITY

This site does not provide facilities to guarantee the secure transmission of information across the Internet. Whilst reasonable efforts are used to provide security on the Website, account registration sites, and portal access sites, users should be aware that there are inherent risks in the transmission of information across the Internet. Outside links may on occasion provide links to other sites for your convenience or additional information. BAY EQUITY LENDING, INC. (“BayEQL”) is not responsible for any content or practices of these sites.​

LIABILITY DISCLAIMER

BAY EQUITY LENDING, INC. (“BayEQL”) STRIVES TO MAKE SURE THAT THE INFORMATION ON ITS WEBSITE IS ACCURATE, BUT INACCURACIES OR ERRORS CAN OCCUR. YOU USE THIS WEBSITE AT YOUR OWN RISK. BAY EQUITY LENDING, INC. (“BayEQL”) RESERVES THE RIGHT TO CHANGE OR MODIFY THE CONTENT OF ITS WEBSITE AT ANY TIME WITH OR WITHOUT NOTICE. YOUR CONTINUED USE OF THE WEBSITE CONSTITUTES YOUR ACCEPTANCE OF SUCH MODIFIED TERMS. THIS WEBSITE AND ALL OF THE INFORMATION CONTAINED THEREIN ARE PROVIDED “AS IS.” BAY EQUITY LENDING, INC. (“BayEQL”) DISCLAIMS ANY AND ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, AS TO ANYTHING WHATSOEVER RELATING TO THIS WEBSITE AND ANY INFORMATION PROVIDED HEREIN, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NONINFRINGEMENT. BAY EQUITY LENDING, INC. (“BayEQL”) IS NOT LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES CAUSED BY THE USE OF THIS WEBSITE AND/OR THE CONTENT LOCATED THEREON, WHETHER RESULTING IN WHOLE OR IN PART, FROM BREACH OF CONTRACT, TORTIOUS CONDUCT, NEGLIGENCE, STRICT LIABILITY OR ANY OTHER CAUSE OF ACTION. BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, THE ABOVE EXCLUSION MAY NOT APPLY TO YOU, INDEMNIFICATION/LEGAL RELIEF.

You agree to indemnify and hold BAY EQUITY LENDING, INC. (“BayEQL”) harmless from and against any and all loss, cost, damage, or expense including, but not limited to, reasonable attorneys’ fees incurred by BAY EQUITY LENDING, INC. (“BayEQL”) arising out of any action at law or other proceeding necessary to enforce any of the terms, covenants or conditions of the Agreement or due to your breach of this Agreement. 

GOVERNING LAW AND VENUE

This Agreement shall be governed by the laws of the State of California. You hereby consent and voluntarily submit to personal jurisdiction in the State of California, in and by the courts of the State of California in San Diego County and the United States District Court for the Southern District of California, in any action in which a claim is brought with respect to this Agreement, and you agree that it may be served with process in any such action by hand delivery, courier, overnight delivery service, or certified or registered mail, return receipt requested. You irrevocably and unconditionally waive and agree not to plead, to the fullest extent permitted by law, any objection that it may now or hereafter have to the laying of venue or the convenience of the forum for any action or claim with respect to this Agreement brought in the United States District Court for the State of California or the courts of San Diego County. 

MISCELLANEOUS

This Agreement embodies the entire agreement between the parties and may not be amended, modified, altered or changed in any respect whatsoever except by a writing duly executed by the parties hereto. This Agreement supersedes any and all prior and contemporaneous oral or written agreements or understandings between you and BAY EQUITY LENDING, INC. (“BayEQL”). No representation, promise, inducement or statement of intention has been made by you and BAY EQUITY LENDING, INC. (“BayEQL”) that is not embodied in this Agreement. You and BAY EQUITY LENDING, INC. (“BayEQL”) shall not be bound by, or liable for, any alleged representation, promise, inducement, or statement of intention not contained in this Agreement. A printed version of this Agreement shall be admissible in judicial or administrative proceedings based upon or relating to this Agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You agree that each provision of this Agreement shall be construed independently of any other provision of this Agreement. The invalidity or unenforceability of any particular provision of this Agreement shall not affect the other provisions hereof. In the event any provision of this Agreement is deemed unenforceable, including, but not limited to, the liability disclaimers above, the unenforceable provision shall be replaced with an enforceable provision that most closely reflects the intent of the original provision.

For further information about this Privacy Statement contact [email protected]

 

Terms of Use

TERMS & USE

Please carefully read this agreement (“Agreement”) before accessing or using this Internet Website (“Website”). When you access or use the Website, you are agreeing to be bounded by this Agreement, including the liability disclaimers contained below. If you do not agree to the terms contained herein, do not use this Website or download any information from it. Materials on this Website may be accessed, downloaded and printed only for personal and non-commercial use. By using this Website, you agree that you will not use any materials or information found on this Website for any purpose that is unlawful or prohibited by this Agreement, including, but not limited to, the use of this Website from locations outside of the United States of America or if you are under 18 years of age. Your permission to use the Website is automatically terminated if you violate any of the terms contained in this Agreement.​
 

COPYRIGHT AND TRADEMARK RIGHTS

The contents of www.bayequitylending.com are owned and copyrighted by Bay Equity Lending, Inc. (“BayEQL”) and are protected by the laws of the United States, its treaty countries, and other jurisdictions. All rights are reserved, and no reproduction, distribution, or transmission of the copyrighted materials at this Website is permitted without the written permission of Bay Equity Lending, Inc. (“BayEQL”). All trademarks, logos, and service marks are the property of Bay Equity Lending. Inc. (“BayEQL”)
 

CONSENT

You hereby understand and agree that by using this Website, you automatically and without any further action have established a business relationship between you and BAY EQUITY LENDING, INC. (“BayEQL”). As a result, you agree to allow BAY EQUITY LENDING, INC. (“BayEQL”) staff to contact you about its business via telephone, e-mail and/or standard mail using the contact information you have provided. You hereby consent to such contact even if your phone number is on any Do Not Call list.

PERSONAL INFORMATION

Where this site specifically asks for your personal information (for example to respond to requests for information or to register users for particular service, account registration, or application portal access), your personal information will only be collected by staff of BAY EQUITY LENDING, INC. (“BayEQL”) who have responsibility for responding to such requests or administrating such registrations. Personal information collected on this web site will only be used for the purposes stated at the time of collection. Your personal information will not be forwarded to any third party or third parties’ mailing list or used for any other purpose.

WHAT PERSONAL INFORMATION IS BEING COLLECTED

Unless this web site asks for specific personal information in order to respond to requests for information or to register users for particular service, account registration, or application portal access, only the following information will be collected when you use this site: · your server address; · the date and time of your visit to the site; · the pages you accessed and the documents downloaded; · the previous site you visited; and · the type of browser you are using. This information is collected for statistical purposes and to enable us to improve the navigation functions of our web site.
 

COOKIES

Cookies can be either “persistent” or “session” based. Persistent cookies are stored on your computer, contain an expiration date, and may be used to track your browsing behavior upon return to the issuing web site. Session cookies are short-lived, are used only during a browsing session, and expire when you quit your browser. Upon closing your browser the session cookie set by this web site is destroyed and no personal information is maintained which might identify you should you visit our web site at a later date. Access to personal information collected on this site (if any) unless required by law to do so, BAY EQUITY LENDING, INC. (“BayEQL”) will only disclose personal information collected on this site to a third party if consent has been provided.

SECURITY

This site does not provide facilities to guarantee the secure transmission of information across the Internet. Whilst reasonable efforts are used to provide security on the Website, account registration sites, and portal access sites, users should be aware that there are inherent risks in the transmission of information across the Internet. Outside links may on occasion provide links to other sites for your convenience or additional information. BAY EQUITY LENDING, INC. (“BayEQL”) is not responsible for any content or practices of these sites.​

LIABILITY DISCLAIMER

BAY EQUITY LENDING, INC. (“BayEQL”) STRIVES TO MAKE SURE THAT THE INFORMATION ON ITS WEBSITE IS ACCURATE, BUT INACCURACIES OR ERRORS CAN OCCUR. YOU USE THIS WEBSITE AT YOUR OWN RISK. BAY EQUITY LENDING, INC. (“BayEQL”) RESERVES THE RIGHT TO CHANGE OR MODIFY THE CONTENT OF ITS WEBSITE AT ANY TIME WITH OR WITHOUT NOTICE. YOUR CONTINUED USE OF THE WEBSITE CONSTITUTES YOUR ACCEPTANCE OF SUCH MODIFIED TERMS. THIS WEBSITE AND ALL OF THE INFORMATION CONTAINED THEREIN ARE PROVIDED “AS IS.” BAY EQUITY LENDING, INC. (“BayEQL”) DISCLAIMS ANY AND ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, AS TO ANYTHING WHATSOEVER RELATING TO THIS WEBSITE AND ANY INFORMATION PROVIDED HEREIN, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NONINFRINGEMENT. BAY EQUITY LENDING, INC. (“BayEQL”) IS NOT LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES CAUSED BY THE USE OF THIS WEBSITE AND/OR THE CONTENT LOCATED THEREON, WHETHER RESULTING IN WHOLE OR IN PART, FROM BREACH OF CONTRACT, TORTIOUS CONDUCT, NEGLIGENCE, STRICT LIABILITY OR ANY OTHER CAUSE OF ACTION. BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, THE ABOVE EXCLUSION MAY NOT APPLY TO YOU, INDEMNIFICATION/LEGAL RELIEF.

You agree to indemnify and hold BAY EQUITY LENDING, INC. (“BayEQL”) harmless from and against any and all loss, cost, damage, or expense including, but not limited to, reasonable attorneys’ fees incurred by BAY EQUITY LENDING, INC. (“BayEQL”) arising out of any action at law or other proceeding necessary to enforce any of the terms, covenants or conditions of the Agreement or due to your breach of this Agreement. 

GOVERNING LAW AND VENUE

This Agreement shall be governed by the laws of the State of California. You hereby consent and voluntarily submit to personal jurisdiction in the State of California, in and by the courts of the State of California in San Diego County and the United States District Court for the Southern District of California, in any action in which a claim is brought with respect to this Agreement, and you agree that it may be served with process in any such action by hand delivery, courier, overnight delivery service, or certified or registered mail, return receipt requested. You irrevocably and unconditionally waive and agree not to plead, to the fullest extent permitted by law, any objection that it may now or hereafter have to the laying of venue or the convenience of the forum for any action or claim with respect to this Agreement brought in the United States District Court for the State of California or the courts of San Diego County. 

MISCELLANEOUS

This Agreement embodies the entire agreement between the parties and may not be amended, modified, altered or changed in any respect whatsoever except by a writing duly executed by the parties hereto. This Agreement supersedes any and all prior and contemporaneous oral or written agreements or understandings between you and BAY EQUITY LENDING, INC. (“BayEQL”). No representation, promise, inducement or statement of intention has been made by you and BAY EQUITY LENDING, INC. (“BayEQL”) that is not embodied in this Agreement. You and BAY EQUITY LENDING, INC. (“BayEQL”) shall not be bound by, or liable for, any alleged representation, promise, inducement, or statement of intention not contained in this Agreement. A printed version of this Agreement shall be admissible in judicial or administrative proceedings based upon or relating to this Agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You agree that each provision of this Agreement shall be construed independently of any other provision of this Agreement. The invalidity or unenforceability of any particular provision of this Agreement shall not affect the other provisions hereof. In the event any provision of this Agreement is deemed unenforceable, including, but not limited to, the liability disclaimers above, the unenforceable provision shall be replaced with an enforceable provision that most closely reflects the intent of the original provision.

For further information about this Privacy Statement contact [email protected]

 

Terms of Use

TERMS & USE

Please carefully read this agreement (“Agreement”) before accessing or using this Internet Website (“Website”). When you access or use the Website, you are agreeing to be bounded by this Agreement, including the liability disclaimers contained below. If you do not agree to the terms contained herein, do not use this Website or download any information from it. Materials on this Website may be accessed, downloaded and printed only for personal and non-commercial use. By using this Website, you agree that you will not use any materials or information found on this Website for any purpose that is unlawful or prohibited by this Agreement, including, but not limited to, the use of this Website from locations outside of the United States of America or if you are under 18 years of age. Your permission to use the Website is automatically terminated if you violate any of the terms contained in this Agreement.​
 

COPYRIGHT AND TRADEMARK RIGHTS

The contents of www.bayequitylending.com are owned and copyrighted by Bay Equity Lending, Inc. (“BayEQL”) and are protected by the laws of the United States, its treaty countries, and other jurisdictions. All rights are reserved, and no reproduction, distribution, or transmission of the copyrighted materials at this Website is permitted without the written permission of Bay Equity Lending, Inc. (“BayEQL”). All trademarks, logos, and service marks are the property of Bay Equity Lending. Inc. (“BayEQL”)
 

CONSENT

You hereby understand and agree that by using this Website, you automatically and without any further action have established a business relationship between you and BAY EQUITY LENDING, INC. (“BayEQL”). As a result, you agree to allow BAY EQUITY LENDING, INC. (“BayEQL”) staff to contact you about its business via telephone, e-mail and/or standard mail using the contact information you have provided. You hereby consent to such contact even if your phone number is on any Do Not Call list.

PERSONAL INFORMATION

Where this site specifically asks for your personal information (for example to respond to requests for information or to register users for particular service, account registration, or application portal access), your personal information will only be collected by staff of BAY EQUITY LENDING, INC. (“BayEQL”) who have responsibility for responding to such requests or administrating such registrations. Personal information collected on this web site will only be used for the purposes stated at the time of collection. Your personal information will not be forwarded to any third party or third parties’ mailing list or used for any other purpose.

WHAT PERSONAL INFORMATION IS BEING COLLECTED

Unless this web site asks for specific personal information in order to respond to requests for information or to register users for particular service, account registration, or application portal access, only the following information will be collected when you use this site: · your server address; · the date and time of your visit to the site; · the pages you accessed and the documents downloaded; · the previous site you visited; and · the type of browser you are using. This information is collected for statistical purposes and to enable us to improve the navigation functions of our web site.
 

COOKIES

Cookies can be either “persistent” or “session” based. Persistent cookies are stored on your computer, contain an expiration date, and may be used to track your browsing behavior upon return to the issuing web site. Session cookies are short-lived, are used only during a browsing session, and expire when you quit your browser. Upon closing your browser the session cookie set by this web site is destroyed and no personal information is maintained which might identify you should you visit our web site at a later date. Access to personal information collected on this site (if any) unless required by law to do so, BAY EQUITY LENDING, INC. (“BayEQL”) will only disclose personal information collected on this site to a third party if consent has been provided.

SECURITY

This site does not provide facilities to guarantee the secure transmission of information across the Internet. Whilst reasonable efforts are used to provide security on the Website, account registration sites, and portal access sites, users should be aware that there are inherent risks in the transmission of information across the Internet. Outside links may on occasion provide links to other sites for your convenience or additional information. BAY EQUITY LENDING, INC. (“BayEQL”) is not responsible for any content or practices of these sites.​

LIABILITY DISCLAIMER

BAY EQUITY LENDING, INC. (“BayEQL”) STRIVES TO MAKE SURE THAT THE INFORMATION ON ITS WEBSITE IS ACCURATE, BUT INACCURACIES OR ERRORS CAN OCCUR. YOU USE THIS WEBSITE AT YOUR OWN RISK. BAY EQUITY LENDING, INC. (“BayEQL”) RESERVES THE RIGHT TO CHANGE OR MODIFY THE CONTENT OF ITS WEBSITE AT ANY TIME WITH OR WITHOUT NOTICE. YOUR CONTINUED USE OF THE WEBSITE CONSTITUTES YOUR ACCEPTANCE OF SUCH MODIFIED TERMS. THIS WEBSITE AND ALL OF THE INFORMATION CONTAINED THEREIN ARE PROVIDED “AS IS.” BAY EQUITY LENDING, INC. (“BayEQL”) DISCLAIMS ANY AND ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, AS TO ANYTHING WHATSOEVER RELATING TO THIS WEBSITE AND ANY INFORMATION PROVIDED HEREIN, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NONINFRINGEMENT. BAY EQUITY LENDING, INC. (“BayEQL”) IS NOT LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES CAUSED BY THE USE OF THIS WEBSITE AND/OR THE CONTENT LOCATED THEREON, WHETHER RESULTING IN WHOLE OR IN PART, FROM BREACH OF CONTRACT, TORTIOUS CONDUCT, NEGLIGENCE, STRICT LIABILITY OR ANY OTHER CAUSE OF ACTION. BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, THE ABOVE EXCLUSION MAY NOT APPLY TO YOU, INDEMNIFICATION/LEGAL RELIEF.

You agree to indemnify and hold BAY EQUITY LENDING, INC. (“BayEQL”) harmless from and against any and all loss, cost, damage, or expense including, but not limited to, reasonable attorneys’ fees incurred by BAY EQUITY LENDING, INC. (“BayEQL”) arising out of any action at law or other proceeding necessary to enforce any of the terms, covenants or conditions of the Agreement or due to your breach of this Agreement. 

GOVERNING LAW AND VENUE

This Agreement shall be governed by the laws of the State of California. You hereby consent and voluntarily submit to personal jurisdiction in the State of California, in and by the courts of the State of California in San Diego County and the United States District Court for the Southern District of California, in any action in which a claim is brought with respect to this Agreement, and you agree that it may be served with process in any such action by hand delivery, courier, overnight delivery service, or certified or registered mail, return receipt requested. You irrevocably and unconditionally waive and agree not to plead, to the fullest extent permitted by law, any objection that it may now or hereafter have to the laying of venue or the convenience of the forum for any action or claim with respect to this Agreement brought in the United States District Court for the State of California or the courts of San Diego County. 

MISCELLANEOUS

This Agreement embodies the entire agreement between the parties and may not be amended, modified, altered or changed in any respect whatsoever except by a writing duly executed by the parties hereto. This Agreement supersedes any and all prior and contemporaneous oral or written agreements or understandings between you and BAY EQUITY LENDING, INC. (“BayEQL”). No representation, promise, inducement or statement of intention has been made by you and BAY EQUITY LENDING, INC. (“BayEQL”) that is not embodied in this Agreement. You and BAY EQUITY LENDING, INC. (“BayEQL”) shall not be bound by, or liable for, any alleged representation, promise, inducement, or statement of intention not contained in this Agreement. A printed version of this Agreement shall be admissible in judicial or administrative proceedings based upon or relating to this Agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You agree that each provision of this Agreement shall be construed independently of any other provision of this Agreement. The invalidity or unenforceability of any particular provision of this Agreement shall not affect the other provisions hereof. In the event any provision of this Agreement is deemed unenforceable, including, but not limited to, the liability disclaimers above, the unenforceable provision shall be replaced with an enforceable provision that most closely reflects the intent of the original provision.

For further information about this Privacy Statement contact [email protected]

 

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entrusting your mortgage loan needs to Bay Equity Lending.

If you could do us a small favor and write a quick review, that would be awesome!

Thank you again!

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